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How I Designed a Life I Don’t Need to Escape From
People often ask me how I managed to walk away from a high-paying job at Google and still grow my net worth. The truth is, it wasn’t luck — it was a system. A system I built step by step over the years.
In this page, I’ll show you how I created that financial structure, what decisions made the biggest difference, and how I continue to grow my wealth without depending on a paycheck.
My investing path
When I started to invest
I didn’t grow up around money, and I certainly didn’t start investing early. For years, I just saved. But as my income grew at Google, I realized saving alone wasn’t enough — I needed my money to work for me. That’s when I began learning, testing, and building a portfolio that matched my risk tolerance and long-term goals.
I didn’t start with a perfect plan — I started with action. My first investments were in real estate, followed by individual tech stocks I understood well. Later, I added ETFs and fixed income products to build a more balanced portfolio. It’s not necessarily the order I’d recommend today, but it served me well and taught me the most important lesson: start early, stay consistent, and keep learning.
How I created passive income streams
I knew that if I wanted true freedom, I needed income that didn’t depend on my time. So I focused on:
- Rental property investments with solid net yields
- Dividend-paying ETFs and stocks for regular income
- Interest-bearing instruments like bonds and savings tools
- Later, I may start building digital assets like tools, templates, and educational content — things that could help people and generate revenue passively
None of these made me rich overnight. But together, over time, they built a foundation strong enough to support my family — and give me back my time.
How I Track My Financial Progress
I treat my personal finances like a business. That means:
- I review my net worth every month. It takes me 60 mins.
- I track my cash flow quarterly — what comes in, what goes out, and what grows.
- I use a customised version of a balance sheet and income statement.
- I monitor performance by category: investments, real estate, savings, spending, and income streams.
This visibility gives me peace of mind — and it lets me make smart, data-driven decisions without overreacting to market noise.
How I Move My Money
My money doesn’t sit idle. Every euro I earn or save has a job.
I divide my finances into three core flows:
- Operating flow: monthly living and family expenses
- Growth flow: regular investments in the market and real estate
- Reserve flow: emergency funds and short-term liquidity
This approach keeps me both flexible and focused. I don’t chase trends — I follow the strategy I’ve built.
How I Think Ahead
I don’t just plan for retirement. I plan for options — freedom to travel, spend more time with my daughter, or start a new project without financial stress.
I build flexibility into my forecasts. I create scenarios. I regularly ask:
- What if income drops?
- What if I want to move to another country?
- What if I need to support someone else in the family?
And I always keep a buffer — because peace of mind is priceless.
Final Thoughts
Financial independence didn’t come from a secret.
It came from clarity, structure, and consistent action.
This is what I now help others create. If you’re a high earner who wants to turn income into lasting freedom, I’d love to show you how.reach out!